Dump Truck Driver Charged in Fatal Bicyclist Hit and Run

A dump truck driver has been arrested in connection with fleeing the scene of a deadly accident in New Jersey that took a bicyclist’s life, according to USA Today.

During the early morning hours of September 25, 53-year-old Timothy Miller of Pennsylvania was driving a dump truck in the state’s borough of Riverdale in Morris County when he collided with a bicyclist on the Hamburg Turnpike and then fled the scene.

When law enforcement responded to reports of an accident involving a truck and a bicyclist on the turnpike, they found that the bicyclist had sustained several injuries. The 50-year-old male victim, who has not yet had his identity released, was rushed to a local hospital, where he died from his injuries.

The victim, who is only referred to by the initials “M.A.” in the official court documents, was said to be riding his bike in the westbound section of the Hamburg Turnpike when the accident occurred. He was not breathing when emergency responders arrived, and he was found on the opposite guardrail side while parts of his bike and several personal items were in the road.

Just a day after the collision, Kevin Smith, Riverdale Police Department Chief, and Fredric M. Knapp, the prosecutor for Morris County, announced that Miller had been arrested on charges stemming from the incident. Witnesses identified the blue-and-white dump truck, which was subsequently found by police at the Riverdale Quarry. According to those witnesses, the dump truck driver hit the victim, dragging his bike underneath the truck, and then took off. Miller’s dump truck fit the witnesses’ descriptions, and when police located it at the quarry, it had parts of the bicycle stuck to it and recent damage on the passenger side.

Miller reportedly denied any involvement in the crash during the initial questioning. He has been charged with leaving the scene of an accident that resulted in someone’s death, a second-degree crime, and hindering his own apprehension, a third-degree crime.

New Jersey has had its share of hit-and-run accidents lately, an unfortunate trend that can be seen in states across the nation. 4 New York News reports that just two days after the accident in Riverdale, an SUV ran into a bus stop in front of Hackensack Meridian Health Palisades Medical Center in North Bergen, destroying the stop and killing Luisa Valdez, an employee of a nursing home in the center complex. The grandmother had worked as a nursing assistant at the center for 25 years and was on her way home from work when the SUV struck the stop where she was waiting. Police are still looking for the SUV driver, who fled the scene and may have been speeding, a known problem in the area, according to bystanders.

A hit-and-run accident can change lives of the victims and their families in just an instant, and you may need a car accident lawyer Denver CO relies on for help. If you or someone you care about has been injured in an auto accident, contact an experienced auto injury attorney about your case.

Richard BantaThanks to our friends and contributors at the Law Office of Richard Banta for their insight into bicycle accidents.




Can an Unmarried Partner Sue for Wrongful Death?

A wrongful death case arises when a person dies from someone else’s negligent act. Wrongful deaths may occur during slip and fall accidents, medical malpractice, car accidents, product liability and other accidents. Because the victim can no longer advocate for him or herself, another party may step in and file a lawsuit against the negligent person.


Who May File a Wrongful Death Claim?


In the majority of states, spouses, domestic partners and next of kin (parents, siblings, or surviving progeny) can bring a wrongful death suit. An unmarried partner of the victim is allowed to file the claim and collect damages.


Wills and Estate Plans Involving Domestic Partnerships


If the wrongful death victim had a will, the damages recovered in the lawsuit are normally paid to the estate and given to the survivors. Spouses, domestic partners and underage children may receive part of the settlement. Most states disperse the funds like this:


  1. The entire estate is awarded to the spouse or domestic partner if the deceased has no surviving parents or kids.


  1. Two-thirds of the settlement are given to the spouse or domestic partner if there are children belonging to both the partner and the deceased.


  1. Half of the settlement is given to the spouse or partner if the children aren’t his or her’s biologically.


  1. Three quarters of the settlement are given to the spouse or partner if there are no children, but the deceased has at least one parent alive.


Determination of Damages


The jury or judge determines the damages in wrongful death cases. Damages may be used to cover medical bills, funeral and burial expenses and lost, present and future wages and benefits.


It’s possible to collect other contributions the deceased may have likely made if still alive, like financial assistance and companionship.


There are some states that don’t have a limit on the amount of monetary damages a domestic partner or other surviving family member can recover from the lawsuit. However, damages aren’t awarded for grief, mental distress or loss of consortium.


Limitation Statute on Filing a Wrongful Death Claim


The majority of states give you two years to file a wrongful death lawsuit. Once that deadline has passed, you are no longer able to pursue compensation.


If your loved one was killed because of another person’s negligence, you should talk to an attorney, like a wrongful death lawyer Fort Lauderdale FL can count on. While nothing can make up for the death of your loved one, a personal injury lawyer can help you file a lawsuit against the negligent party.


Thanks to our friends and contributors from Needle & Ellenberg, P.A. for their insight into wrongful death cases.

What to do if you are stopped by the police?

Nearly every American will be stopped by the police at some point or another, which begs the question, what should I do if I am pulled over? Of course, the answer to this question can vary, depending on the reason that you were pulled over, but the advise remains generally the same.

First, you need to pull your vehicle over at the soonest safe opportunity. If you are in a location where there is not place to pull over, turn on your hazard signals to notify the police officer that you recognize you are being stopped. Once your vehicle is stopped, keep your hazard lights on to notify other drivers that your vehicle is on the side of the road; this will increase both your safety and the officer’s safety. Additionally, you should turn your vehicle off. This will notify the officer that you do not plan on running away as soon as he gets out of his car. If it is dark outside, you may want to turn your interior lights on so that the officer can see you and understand that you are not a threat to his safety.

The next thing you should do is to get your license, registration, and proof of insurance ready before the officer even comes to your window. This will help to both shorten the duration of the stop, as well as prevent you from needing to reach into compartments while the officer is in your presence, reducing the likelihood that the officer will fear for his safety.

When you speak with the officer, be sure to be polite and courteous. Officers generally have a significant amount of discretion with charges to press, and you want the officer to like you. If you don’t think the officer had the right to pull you over, keep that information to yourself and inform your attorney after the stop has completed. Arguing with the officer will not benefit you. However, refrain from admitting to any wrongdoing, as this can be used against you later.

Police officers generally cannot search your vehicle merely because you have been stopped, however extenuating circumstances can give rise to the officers right to search. If an officer asks you if they can search your car, politely inform them that you would rather they did not and you would like to be on your way. Even when an officer would not otherwise have the right to search your vehicle, giving them permission does give them that right. If however, they assert that they have the right to search your vehicle, do not interfere. Inform your attorney after the incident has concluded and they will help determine whether the officer had the right in the first place. If the officer did not have the right to search your vehicle, and your consent was involuntary, an attorney may be able to exclude any evidence obtained from the illegal search from being considered by the court.

After the incident has concluded, if the officer issues a citation, you may want to consult with an experienced attorney such as the Traffic ticket attorney Pottstown PA  locals turn to. Many driving infractions, even minor ones, can result in points being placed on your license thereby increasing insurance premiums and the risk that you may accumulate enough points to have your license suspended or revoked. Furthermore, for many driving infractions, an attorney may be able to appear in court on your behalf without your personal appearance even being necessary.

rick linn attorney at law llc Thanks to authors at Rick Linn LLC for their insight into Traffic laws and procedures.

Sports and Personal Injury


Athletics have long been attributed to physical health and character building for youth. It can be quite helpful for the development of a child to participate in sports to some degree; but what happens if your child gets injured?


The National Center for Biotechnology Information (NCBI) published a paper recognizing knee injuries in the U.S. as a cause for concern. Between 1999 and 2008 there were 6.6 million knee injuries that resulted in a visit to an emergency department. Of those 6.6 million cases, 2.5 million were sports-related injuries sustained by adolescents. The most common knee injuries experienced:

  1. Strains and sprains, accounting for 42.1% of knee injuries leading to an emergency room visit.
  2. Contusions and abrasions account for 27.1%.
  3. Lacerations and punctures, accounting for 10.5%.

According to another study, the sports with the greatest general injury rates were contact sports, like hockey or football. However, the most severe injuries incurred were from individual sports, like swimming or gymnastics. But who is responsible for the expenses?


Personal Injury

Generally, health insurance will cover the medical expenses for the child; of course, not including the deductible or copay you have arranged with the provider. But in legal terms, damages equates to more than just physical damages or injuries. It also pertains to emotional stress, sleeplessness, or even depression as a result of the incident.

Claims can be filed against an organization, a person, or multiple parties. This process requires filling out documentation with the local civil court system; which may be cumbersome and tedious for those without professional attorney experience. Within the documentation, you must be able to prove that the knee injury was caused by the defendant’s own negligence. An example of negligence may fall under:

  • Defective equipment
  • Insufficient supervision
  • Inadequate on-site medical treatment
  • Poorly trained employees
  • Improperly maintained facilities


Statistics suggest a tendency for coaches and organizations to focus more on injuries related to games and give less attention to injuries from practice. However, these claims can be hindered or dismissed due to “assumption of risk” documents you may have been required to complete with the organization. The documents essentially require the participant to accept the inherent dangers of the sport. But if the knee injury was a result of malicious conduct from another player, the incident may constitute assault – perhaps another option to explore.

There are many factors to consider when exploring a personal injury case for your child’s sports-related knee injury. If the sport was organized by the school system, then there are more special considerations since the injury claim would be filed against the government. Work with an experienced doctor such as the best knee pain doctor in PG County MD. Because of the complications in these cases, it is also important to seek guidance from a personal injury lawyer who may be able to determine whether or not the case is worth pursuing.  

advanced wellness systems pain arthritis relief centerThanks to Authors at Pain and Arthritis Relief Center for their insight into Chiropractic treatment.

Can a Wrongful Death Claim Affect a Decedent’s Estate?

If a person dies at the fault of another party, the victim’s surviving family members may have the right to file a wrongful death claim. A wrongful death lawsuit is intended to hold the responsible party liable for any accident and death related damages that impacted the victim’s family. A lawsuit seeks compensation for such damages to reduce the burden of those affected.

The legislation of a wrongful death lawsuit varies by state, and can be a complicated matter. Generally, a wrongful death attorney will file a claim on behalf of the surviving family members. If a settlement results from the lawsuit, the way with which it is dealt can depend on several factors, but will typically become part of the decedent’s estate.

How is a Wrongful Death Claim Distributed?

The way in which a wrongful death award is distributed varies greatly by state. Generally, distribution of the award is not dependent on a decedent’s will. Many states distribute at least parts of the award to a spouse or other surviving family members impacted by the death. In some states, all or parts of the award will be distributed to the estate, in which case it may go to the heir or heirs. In the unlikely event that something like this could happen, it is wise to plan with an estate planning lawyer the future of your loved ones and potential belongings.


There are certain damages that the estate of the decedent has the capability of recovering, and this will vary by state. Some of these damages may include:

  • Medical Bills
  • Funeral Expenses
  • Emotional damages
  • Loss of future earnings, services and inheritance
  • Loss of consortium

Who Can File a Claim?

Many states have laws and restrictions on who is able to actually a wrongful death claim. Most states allow close surviving family members to file a claim so long as they sustained damages from the death. Any surviving individuals that were some way dependent on the decedent may also be able to file a claim. Multiple people may wish to file a wrongful death claim, so a lawyer will usually combine them into a single claim of which will be filed on the survivor’s behalf.

What is a Survival Action?

A survival action allows for an estate or surviving members of a decedent to sue for the damages and injuries that the decedent experienced before he or she died. This tort can be used in cases where the decedent does not pass away immediately. The action is in place to enable the recovery of damages that may have been compensated for had the decedent survived. These damages may include medical bills, punitive damages and wages lost while incapacitate before the time of death. If the decedent has a will, then the compensation of the damages will be distributed in accordance of the will. Otherwise, the distribution will be dealt with as if no will or estate plan is in place.

Filing a wrongful death claim and determining proper distributions of the award can be a stressful process with numerous complications. To ease some of the burden, an experienced estate planning and trust lawyer Sacramento CA trusts in your state can offer legal counsel and guidance, as well as act as a representative in a claim case.

Yee Law Group Sacramento Probate Attorneys and Estate Planning (1)Thanks to our friends and contributors from Yee Law Group for their insight into wrongful death and estate planning.



5 Reasons to Hire a Divorce Lawyer


Divorces can be stressful, complex and even quite messy. Hiring a family lawyer can make this difficult time a little easier by cutting out some of the legal work, carefully handling complexities that may arise and by acting as a mediator when needed. Not only can a lawyer ease some of the burden, but he or she can also protect your legal rights and improve your chances of furthering your interests. If you are facing a divorce, there are many reason why you may want to hire a lawyer.


1. Laws Vary Depending on Where You Live

Legal matters pertaining to divorce vary by state and sometimes county. This can make handling the process very difficult as you will need to know exactly how the laws in your area will affect your situation. Hiring an experienced family lawyer in your area is the best way to ease yourself of any burdens and ensure the process is navigated correctly. He or she has the knowledge of the guidelines dictating your case, as well as the ability to protect your legal rights and work in your favor. In the case that local jurisdiction requires mediation before taking the matter to court, then a family lawyer can guarantee that every local and state law is followed.  


2. Dividing Marital Assets

The primary complication that comes from a divorce is deciding on a fair custody agreement, and the proper division of marital assets and property. The decisions and compromising does not end there, however. Each major component of your marriage will involve in-depth consideration and decisions, including retirement plans, health insurance and inheritance. Furthermore, depending on where each spouse will live, you may need to workout decisions like who whether one spouse will keep the house and where the kids will attend school. These issues are crucial, as they will affect your unforeseen future. As such, proper planning and strategizing is necessary before even reaching a compromise. A divorce lawyer can help you to determine the best course of action in your situation. When it comes down to making decisions and engaging in the legal process, your lawyer will represent you in reaching agreements with the other party, all the while protecting your rights and interests.


3. Your Spouse has a Lawyer

Divorce can often be a messy ordeal. When finances, children and other serious components are involved, sometimes you may be at odds in reaching an agreement with the other spouse. These issues have and can create enemies out of soon-to-be former spouses. Lawyers on both sides are there to mediate some of these disagreements.

If your soon-to-be former spouse hires a lawyer and you haven’t yet, he or she will have the upper hand. Though the spouse may not have ill intentions, he or she still has interests to be met, and a lawyer has the legal knowledge and leverage to do just that. To avoid getting the short-end on important matters, and instead to further your own interests, you should also have a lawyer represent you. A skilled divorce lawyer can protect your legal rights and buffer any unnecessary feuds with the other spouse.


  1. Family Disputes

Divorce brings about almost every part of a person’s life in which they are emotionally invested. Making monumental and life long decisions can be difficult while simultaneously coping with the divorce and accompanying family hardships. In these situations, it’s not easy to be objective and think clearly. In addition, mixing the two worlds can often involve children, which only makes matters worse. A family divorce lawyer can help you to think rationally and make decisions that are best for the family.


  1. The Wellbeing of Your Children

The same emotions accompanied with any family disputes can have great consequences in children. During the divorce process, parents may have trouble setting aside their own interests to make decisions that are best for the children. It’s important to consider options that are in each individual child’s best interest. A family lawyer has the skills to strategize and plan an arrangement unique to your family’s and children’s needs.


The laws and guidelines governing the divorce process are subject to regular changes, so it important that you are acting in a way that is compatible with the law. In addition, these laws are not always black and white. Don’t let this affect your case. Hiring a trusting, experienced attorney such as the divorce lawyers Peoria IL locals trust can be your best safeguard in assuring that your specific circumstances are considered and accounted for in the legal process.

Smith and Weer P.C. LawThanks to authors at Smith & Weer P.C. for their insight into Family law.

4 Reasons Hiring an Attorney is the Right Move


A public defender seems like a more financially viable option for those worried about the cost of an attorney. It is true that you will be supplied a public defender by the state, but that does not mean it is your best option for defense. Here are a few reasons why hiring a private attorney, while more expensive, is the right move in your case.


  1. Time

Public defenders typically try to push cases through expediently because they don’t get paid very well for their services. Since they aren’t paid by the hour, public defender don’t spend too much time on each client– in order to make a decent living, they have to move on to the next case. This can lead to the public defender strongly encouraging a plea deal very quickly into the case and they typically don’t have the clout to negotiate favorable terms for you. A private attorney will take time to spend with your case and also focus on your unique needs.


  1. Advice and Instructions

Depending on the crime you are being tried for, there can be certain steps you can take to receive a lighter sentence. For example, if you enter rehab while being tried for a substance abuse charge, a judge could find this favorable and reduce or suspend your sentence. Because a public defender prefers to move cases along, they might neglect to provide you with this type of insight. A private attorney is more able to provide you with advice and instruction because they are getting paid to handle YOUR case. A public defender may also forget to tell you that your behavior will be monitored closely before and during the trial and may affect your outcome. A private attorney can offer advice and work closely with you during the process.


  1. Better Defense Strategy

A private attorney is much more skilled and experienced in handling the prosecution. They are well-versed in dissecting the arguments of a prosecutor–and public defenders generally don’t have the experience (or the time) to focus on battling those arguments. In the discovery period, both sides are digging for any reasonable evidence to prove their case, it is a crucial stage in the process. This could be the sharp difference between an acquittal and a conviction.


  1. Leverage

Having an attorney rather than an assigned public defender even affects the prosecutors! They expect a more challenging case if they are dealing with a private attorney. It is even possible that your private defender could point out extreme errors in the prosecution’s arguments which could result in dropped charges.  Instead of facing a plea bargain, as 90-95 percent of cases do, hiring a private attorney will give you more leverage to negotiate.


Be Prepared

Being underprepared can lead to problems with anxiety. Hiring a private attorney ensure that you are prepared, well-represented, and know what to expect. Thankfully an experienced attorney can help keep you updated on an overwhelming process. They can also help decipher confusing legal jargon used during the case or hearing outcomes.

Although an inevitably stressful situation, that stress caused by a potential conviction can be lightened by ensuring you have the best chance at winning your case. Be proactive in your future. Contact a personal attorney such as the criminal attorney Fairfax VA locals trust today to ease your stress.

Albo & Oblon Attorney and counselors at lawThanks to authors at Albo Oblon LLP for their insight into Criminal Defense Law.

5 Myths About Wills, Trusts, and Probate


The majority of people don’t know a lot about wills. Drafting wills can be quite complex and should be left to experienced estate planning attorneys. However, it’s still a good idea to learn some more information about estate planning. Here are five things you may have thought were true but are actually myths.


  1. The State Gets Everything

Many people seem to think the state will get all a person’s assets if that person does not have a will. The truth is the court will determine which person gets what assets.

In fact, the only time the state will get all of your assets is if you do not have a will and your blood relatives can’t be found.


  1. Spouses Do not Have to Leave Anything to Each Other

Unlike popular belief, spouses are not required to leave all of their assets to each other. If there are children, a lot of couples to choose to leave everything to them. However, the surviving spouse can take the “elective share” entitled by state law. This is typically one-third of the estate. Surviving spouses can also receive up to one year of support or stay in the family home.


  1. Only the Rich Need to Worry About Estate Planning

Estate planning is not just for the super wealthy anymore. People with a wide range of incomes can benefit from planning their estate. If you have an estate plan, you can decide who will make financial and medical decisions if you become incapacitated. You can also name the person you want to take care of your minor children if you die.


  1. Estates Remain in Probate for Years

The probate process does not take nearly as long as many people think. Most of the time, it takes anywhere from three months to a year. This is to give creditors enough time to file claims against the decedent’s assets. After all the debts and taxes are paid, the rest of the estate is administered to the heirs.

However, an estate can stay in probate longer if there is a family conflict, the estate is very large or there is ongoing income.


  1. Trusts Eliminate Estate and Inheritance Taxes

Not all taxes can be eliminated with a trust. However, a skilled probate attorney such as the Scottsdale Estate Planning Attorney locals have been trusting for years may be able to create a trust that reduces a large amount of estate taxes.


Arizona Estate Planning Attorney A special thanks to our authors at Hildebrand Law for their expertise in Probate and Estate Law.


What is Unsupervised Probation?

In the event that somebody who has been convicted of a crime does not have a number of offenses on their criminal record, they may be considered eligible for unsupervised probation. Those who have been convicted of relatively minor offenses may also be considered eligible for unsupervised probation. Unsupervised provision is the least serious, aside from a suspended sentence or a dismissal of criminal charges.

Historical Establishment

The very first state to utilize probation as a mitigated punishment model was Boston in the mid-19th century. That was followed with Massachusetts establishing a statewide probation system near the end of the century. Every state in the union officially established a probation system by the year 1951 and utilized it in at least one criminal case.

Terms and Requirements

In order for the court to consider an unsupervised probationary period successful, the individual needs to satisfy all counseling and educational requirements. Though the probation is unsupervised, the individual must satisfy any penalties that the court imposed in response to guilty party’s crime.

Oftentimes, one of the primary responsibilities that an individual on unsupervised probation must fulfill is some form of community service. As the probationary period does not require active supervision, it will be the responsibility of the individual to make sure that they complete the community service that the court imposed on them.

Periodic Oversight

An individual fulfilling an unsupervised probationary term won’t be actively monitored on a 24/7 basis. However, they may be required to occasionally meet with a probation officer for oversight purposes. This is to ensure that they are meeting the requirements of their sentence in terms of community service and full legal compliance.

Provided that an individual who is granted unsupervised probation successfully follows through with all the terms of their arrangement, it is possible that they will not have to interact with the probation officer or court on a regular basis.

Potential Infractions and Revocation

 In the event that an individual on unsupervised probation is found guilty of a new crime or fails to follow through on the conditions of their arrangement, they might have their probationary period revoked and replaced with imprisonment. However, the approach that the court takes toward unsupervised probation revocation tends to be graduated, as a criminal defense lawyer Fairfax VA relies on can explain.

  • The very first infraction may not necessitate having the unsupervised probation completely revoked.
  • If the offenses are consistent or severe enough, the court may determine that the offender is too much of a risk to allow outside of the penitentiary until their sentence has been served.
  • For any infractions that are not severe enough to mandate imprisonment, the unsupervised probation may be converted to a more heavily supervised probation.

Albo & Oblon Attorney and counselors at lawThanks to our friends and contributors from Albo & Oblon, L.L.P. for their insight into unsupervised probation and criminal defense cases.

5 Things To Know About Uninsured Motorist Coverage

Drivers in virtually every state are required to have car insurance in order to operate a vehicle legally. Unfortunately, not all drivers abide by this law; others may not have sufficient coverage in the case of a severe accident. Over 14% of drivers today carry very little or no insurance for their vehicle; getting in an accident with an uninsured motorist could be very costly for accident victims that do not have uninsured or underinsured motorist coverage.

If you’re not familiar with this type of insurance coverage, here are a few things you should know about it:

  1. Uninsured motorist coverage can provide financial assistance for drivers who are involved in an accident caused by an uninsured driver.

This type of coverage is intended to cover your own costs if the other driver is liable for causing the accident but does not have car insurance. The specific options available for uninsured motorist coverage vary by state and insurance company.

  1. You purchase this coverage through your own insurance provider.

Many insurers include this type of coverage in their standard auto policy, and some are required by state laws to do so.

  1. There may be coverage limits on your uninsured motorist coverage policy.

As with most auto insurance policies, there may be a limit or cap on the amount of money your insurer will pay out for your uninsured motorist coverage after an accident. In most cases, you could choose between two types of uninsured motorist coverage:

  1. A combined single limit: The limit is the maximum amount of money you may receive per accident.
  2. A split limit: This is broken down into maximum dollar amounts for two components:
  3. The maximum dollar amount for each person’s accident-related costs
  4. The maximum dollar amount of money for everyone’s combined costs

As an example, if you have split limit coverage of $20,000/$45,000, the $20,000 would be the maximum paid out for injuries experienced by one person in the accident. The $45,000 is the maximum amount your insurance company would pay out for the total cost of injuries experienced by every person involved in the accident.

  1. Drivers in “No-Fault states” might not have to worry about uninsured motorist coverage.

Should you live in a no-fault state, the issue of who was at fault for an accident is not important because your insurance company would compensate you for your losses regardless of liability.

In a state with tort car insurance, drivers may not be protected in the same way and might need to purchase uninsured or underinsured coverage options. In a tort state, a person involved in an accident with an uninsured driver may be able to use their health insurance to cover their medical bills.

  1. You may call a lawyer for counsel if you have questions about liability or insurance coverage after an accident.

Though you may be insured and believe you have sufficient insurance to cover all contingencies, the costs related to a motor vehicle accident can quickly surpass the average insurance policy’s limits. An experienced car accident lawyer Minneapolis MN trusts may be able to seek additional compensation by pursuing the at-fault driver’s relevant personal assets.

A skilled attorney may be able to negotiate the highest possible settlement from the insurance company. He or she may also be able to expedite the payment process. If you have been injured in a motor vehicle collision through no fault of your own, a personal injury attorney may be able to help you get the compensation you deserve.

ASThanks to our friends and contributors from Johnston Martineau PLLP for their insight into uninsured motorist coverage.