Uninsured & Underinsured Motorists

Injured by a Driver Without Adequate Insurance?

Being injured in an auto accident is very disturbing. Unfortunately, many New York accidents involve vehicles that do not have adequate insurance, which can create added frustration. Depending on your own insurance, uninsured and underinsured motorist (UIM) coverage may be available to provide additional coverage.

At the law firm of Okun, Oddo & Babat we help clients throughout the 5 Boroughs of New York City, Long Island and Westchester understand their uninsured and underinsured motorist coverage and pursue the compensation they deserve under their policies. Contact us or call us at 212.642.0950 today for a free consultation with a knowledgeable lawyer. You will not pay anything unless we help you obtain insurance benefits.

Understanding What UIM Policies Cover

Uninsured and underinsured motorist coverage is a type of auto insurance coverage that is required in New York to cover an injured person’s medical, financial and other damages for accidents caused by:

  • Uninsured drivers
    Many people in New York drive without insurance, even though they are legally required to have it.
  • Underinsured drivers
    Many people who do have auto insurance do not have enough liability coverage to compensate accident victims with catastrophic injuries or the families of those who may be killed in accidents caused by them.
  • Hit-and-run drivers
    If the person who hit you fled the scene and cannot be found, then it is impossible to seek compensation from his or her insurance company. Uninsured and underinsured motorist coverage also covers accidents caused by hit-and-run drivers.

Our experienced personal injury lawyers can help you pursue fair compensation from your insurance company for an accident caused by an uninsured, underinsured or hit-and-run driver.

 

Don’t hesitate to contact us or call us at 212.642.0950 to discuss your case.