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5 Things To Know About Uninsured Motorist Coverage

Drivers in virtually every state are required to have car insurance in order to operate a vehicle legally. Unfortunately, not all drivers abide by this law; others may not have sufficient coverage in the case of a severe accident. Over 14% of drivers today carry very little or no insurance for their vehicle; getting in an accident with an uninsured motorist could be very costly for accident victims that do not have uninsured or underinsured motorist coverage.

If you’re not familiar with this type of insurance coverage, here are a few things you should know about it:

  1. Uninsured motorist coverage can provide financial assistance for drivers who are involved in an accident caused by an uninsured driver.

This type of coverage is intended to cover your own costs if the other driver is liable for causing the accident but does not have car insurance. The specific options available for uninsured motorist coverage vary by state and insurance company.

  1. You purchase this coverage through your own insurance provider.

Many insurers include this type of coverage in their standard auto policy, and some are required by state laws to do so.

  1. There may be coverage limits on your uninsured motorist coverage policy.

As with most auto insurance policies, there may be a limit or cap on the amount of money your insurer will pay out for your uninsured motorist coverage after an accident. In most cases, you could choose between two types of uninsured motorist coverage:

  1. A combined single limit: The limit is the maximum amount of money you may receive per accident.
  2. A split limit: This is broken down into maximum dollar amounts for two components:
  3. The maximum dollar amount for each person’s accident-related costs
  4. The maximum dollar amount of money for everyone’s combined costs

As an example, if you have split limit coverage of $20,000/$45,000, the $20,000 would be the maximum paid out for injuries experienced by one person in the accident. The $45,000 is the maximum amount your insurance company would pay out for the total cost of injuries experienced by every person involved in the accident.

  1. Drivers in “No-Fault states” might not have to worry about uninsured motorist coverage.

Should you live in a no-fault state, the issue of who was at fault for an accident is not important because your insurance company would compensate you for your losses regardless of liability.

In a state with tort car insurance, drivers may not be protected in the same way and might need to purchase uninsured or underinsured coverage options. In a tort state, a person involved in an accident with an uninsured driver may be able to use their health insurance to cover their medical bills.

  1. You may call a lawyer for counsel if you have questions about liability or insurance coverage after an accident.

Though you may be insured and believe you have sufficient insurance to cover all contingencies, the costs related to a motor vehicle accident can quickly surpass the average insurance policy’s limits. An experienced car accident lawyer Minneapolis MN trusts may be able to seek additional compensation by pursuing the at-fault driver’s relevant personal assets.

A skilled attorney may be able to negotiate the highest possible settlement from the insurance company. He or she may also be able to expedite the payment process. If you have been injured in a motor vehicle collision through no fault of your own, a personal injury attorney may be able to help you get the compensation you deserve.


ASThanks to our friends and contributors from Johnston Martineau PLLP for their insight into uninsured motorist coverage.

Don’t Kill Time in Jail

If you cannot make bail after an arrest, you can still pick yourself up by making the most of your down time.  With an eye toward maximizing your chances at future bail hearings or minimizing your sentencing exposure, do the following:

Silence: It’s not only golden, it’s the simplest and best advice you’ll ever get.  Anything you say in jail to anyone is the same as whispering in the prosecutor’s ear.  Apparently friendly inmates and even guards will work you for statements to help themselves.  Some of these characters are desperate and will take the smallest seed of truth and spin a false confession around it.  Even if what you say is the truth, a reasonably skilled prosecutor can exploit your words to make it look like you are lying.  The only defense is to not talk about your case at all.  Ignore that advice and your chances of a worse outcome skyrocket.

Jail phones: Jail phones often will have a message at the beginning of each call that the calls are being recorded.  Those recordings can be a treasure trove for prosecutors.  Again, do not discuss anything about your case.  Say nothing on those phones that you would not want played to a jury or sentencing judge.  Obviously, do not talk to witnesses or alleged victims about your case on these phones, even through third party calls.

Work the jail programs: Some inmates will downplay their importance, but taking advantage of jail programs can make a huge difference in your case.  If you have substance abuse issues, get right into whatever programs are offered.  Even if you do not believe you will personally benefit, participating can’t hurt and often helps.  If you have a mental health history, try to make arrangements to see the medical staff and restart any medications you may have stopped prior to being arrested.  If you have access to GED classes, either mentor or enroll.  Getting involved tells the judge that you are a lower risk than someone just doing the time.

Respect corrections officers and fellow inmates: You are not going to like being in jail, that is a given, but if you take it out on the guards or your cellies it can affect your classification within the jail and may find its way back to the prosecutor.  Guards form impressions very quickly and will single out troublemakers.  Look to some of the older inmates for examples.

Character references: Think about the people who know the real you, before you ended up in jail.  Anyone can write a character letter and send it to your lawyer (not directly to the judge), but try to reach out to persons whose opinions may impress a judge: teachers, police officers from your home town, members of government.  Character references give foundation to your sentencing argument that “this is not you.”

Formulate a plan: You obviously should be contemplating your defense, challenging the prosecution’s proof, but Plan B in a criminal defense always has to include the “what if” of conviction by plea or trial.  When you are released, where will you live?  Will that person vouch for you at sentencing?  Will your employer take you back and will they write a letter to that effect?  Have you made contact with prior care providers (counselors, psychiatrists, etc.) and made an appointment immediately after your release?  Do you have family and people from the community who will come to court for you? When judges see that kind of support, they are less uneasy about a lighter sentence. Consult with an experienced attorney such as the Bangor ME criminal defense lawyer locals trust.

David Bate LawThanks to our authors at Bate Law for their insight into Criminal Defense Law.

Are Paid Housing Expenses Considered When Determining Child Support Requirements?

 

Correctly calculating child support is one of the largest issues in many divorces. Like many other states, Florida attempts to make child support determinations systematic and transparent through the use of a standardized worksheet. However, it is still up to the trial court to correctly interpret this worksheet, and this process sometimes results in errors. Consulting with an experienced attorney such as the child custody attorney Tampa FL locals trust is advised.

In general, Florida’s Child Support Guidelines Worksheet is fairly straightforward. This form must be filled out in any divorce case where child support is requested. The worksheet asks for certain basic financial information about the parents and children, including the mother and father’s net monthly incomes, monthly child care costs, monthly insurance costs and monthly medical and dental costs; the form also takes into consideration the amount of time that the children spend with each parent. While trial judges can deviate from the calculated amount of child support due as shown on the worksheet, this form is one of the central tools used by Florida’s courts in making proper child support determinations.

However, the worksheet is not foolproof, as one Florida man recently found out. In Bond v. Bond, Michael Bond appealed a nonfinal order entered by the trial court in the divorce proceedings with his wife. In this order, the trial judge had granted Lauren Bond’s request for temporary child support. However, in calculating the amount due by Michael Bond to Lauren Bond, the trial court used a Child Support Guidelines Worksheet that omitted the amount that Michael Bond paid for the mortgage on the home when Lauren Bond and their children live. Because this amount was not taken into consideration, Michael Bond was ordered to pay Lauren Bond a significantly higher amount of child support.

In reviewing the trial court’s order, the Second District Court of Appeals agreed with Michael Bond. When determining child support, the appellate court asserted, “in kind contributions” such as mortgage payments should be considered when determining the amount of child support due. The trial court had erred in not considering the more than $1,100 that Michael Bond was paying for his wife and children’s housing expenses.

In short, as the appellate court stated, the law on this issue is clear: any housing expenses paid by one party for the other’s benefit must be factored into the calculations for determining child support.

McKinney Law GroupThanks to authors at Mckinney Law Group for their insight into Family and Divorce Law.

The 5 Biggest Mistakes People Make After a Car Accident

Most of us prepare for the possibility of a car accident. We purchase insurance, make sure our car has certain safety features, and use caution when we drive.

But as an auto accident lawyer Memphis TN has trusted for decades, I know most of us don’t prepare for what to do AFTER an accident. Many people make the same 5 most common mistakes:

  1. Say how sorry they are

Right after the accident, many people will jump out of the car and say how sorry they are, even if they weren’t at fault. The stress and anxiety makes people feel like they have to apologize. But unfortunately, the insurance companies can use that against you. They’ll say it was an admission of fault. Most of us say we’re sorry to mean “excuse me” and “it’s terrible this happened.” But insurance companies don’t like to give the benefit of the doubt.

  1. Fail to get all the information on site

After an accident, most people know you need to get the driver’s insurance information. But you should also get information from any witnesses and take pictures of the scene.

If you need immediate medical attention, you obviously can’t get this information right then. But most of the time, I see drivers who absolutely could get the info but don’t realize how important it might be later.

  1. Refuse to see a doctor

If you don’t feel any pain after an accident, you may think you’re fine. Unfortunately, whiplash can show up a week or two after the accident. Some people start to experience migraines and other pain. If they wait too long to get it treated, it may be much harder to prove a connection to the crash.

I recommend going to the doctor after an accident, no matter what. A doctor can show you what stress the crash might have caused on your body and tell you what to look out for as you recover.

  1. Talk with the other driver’s insurance company

I tell my clients not to go anywhere near the other driver’s insurance company. Hang up the phone if they call, and don’t ask them any questions. The minute you start talking, they will look for ways to prove you were at least partially at fault. They may also offer you tempting settlement options. Without an attorney, you have no idea how good an offer it might be, and it likely won’t cover your expenses from the wreck. So instead I always tell people to get an attorney and let the insurance company talk to them instead.

  1. Decide not to call an attorney first thing

Sometimes people will talk with their insurance company and decide to tackle their car accident case on their own. I strongly urge you not to do that. Contact a car accident attorney and let them discuss your case for free. You may be shocked by what they say. They’re used to investigating car accident cases and working with the insurance companies, so you could get a much higher compensation with their help.

Darrell Castle LawThanks to our friends and contributors from Darrell Castle & Associates, PLLC for their insight into car accidents.

Do’s And Don’ts For Pedestrians Who Are Injured In A Motor Vehicle Accident

Pedestrian accidents are on the rise in the United States today. According to the Center For Disease Control or CDC, most pedestrians are hit by vehicles in urban areas at night. While some pedestrian accidents are not serious, others leave accident victims with injuries that will affect them for the rest of their life. The following is an overview of personal injury law and how it relates to pedestrian accidents. If you have been injured by a driver while walking, it may be helpful to speak with an attorney to discuss your legal options.

Do

There are some important steps you can take to increase your chances of obtaining a settlement after a pedestrian accident. Below are some “Do’s” to keep in mind:

  • Do Get The Driver’s Contact Information

If you are physically able to after your accident, request the driver’s contact information. Drivers are legally obligated to stop after being involved in an accident, so this gives you a chance to obtain the name, phone number, driver’s license information, and insurance information. Your options may be limited if the driver did not stop and you are the victim of a hit and run accident.

  • Do Report the Accident

It is important to report the accident to the police after being hit by a vehicle. Report the accident to the police, no matter how minor your injuries may seem at the time. Many injuries will gradually worsen over time. For this reason, it is important to have a record of the accident so you can file a claim for your injuries.

Don’t

There are also things you should not do after being involved in a pedestrian accident. Some of the “Don’ts” include:

  • Don’t Admit Fault

Obtaining compensation in a pedestrian accident hinges on you being able to prove the driver of the vehicle was negligent and caused your injuries. Some cases are easy to prove who was at fault, while others may not be as clear cut. No matter the circumstances surrounding the accident, it is important to never admit fault to anyone at the scene. Doing so may result in your statements being used against you later on in court.

  • Don’t deny yourself Medical Treatment

You must seek medical treatment after being hit by a car. Even if you do not feel you are seriously hurt, it is important to seek treatment and keep copies of your medical records. Many people refuse medical treatment immediately following an accident only to find their pain suddenly increase a day or two later.

If you have been injured by a negligent driver while walking in a public place, contact a personal injury attorney for advice. After a brief consultation, an attorney will offer an opinion on whether or not you have a strong case and possibly how to move forward with it. Hiring an experienced car accident lawyer Phoenix AZ can count on to represent you may help you obtain a fair settlement for the injuries you sustained as a pedestrian from the at-fault party.


Thanks to our friends and contributors from Lorona Mead for their insight into car accident cases.

Can I Sue the City for My Bus Accident Injury? | Okun, Oddo & Babat Law

If you’re injured in an accident involving a municipal owned and operated bus, you may be able to file a personal injury claim against the municipality. However, claims involving government agencies are handled somewhat differently than ordinary auto accidents. Some of those differences can be pivotal in whether or not a claimant is successful at recovering their accident costs.

The Standard of Care

Nearly all personal injury cases against municipally owned bus companies are based on the law of negligence. Along with other elements, it must be shown that the government entity, bus driver, third-party maintenance company, or another party failed to use proper care to avoid a foreseeable risk of harm to the injured claimant. It’s not unusual for bus accident cases to involve more than one defendant or accused parties. This is one of several reasons why bus accident victims can benefit from working with a personal injury lawyer who is experienced with complex cases.

Common Carrier Law

A common carrier is a person or entity such as a municipal bus company that provides transportation services to the public.

  • In some states, a common carrier owes a higher duty of care to its passengers than an ordinary person would owe to a passenger in their car.
  • In other states, a duty of ordinary care exists. In either case, negligence must be proven.
  • It’s unlikely that a municipal bus company or authority would be held liable for injuries suffered in a passenger’s fall if the driver swerved to avoid a child darting out into traffic.
  • In a high duty of care state, it’s possible that the transit company would be held liable for a passenger’s injuries if its driver crashed into the rear of a stopped car while conversing with a passenger. The supposition would be that the driver didn’t give the roadway 100 percent of his attention.

Tort Claims Acts

Since municipal transportation companies are owned by government entities or agencies, special state laws usually apply to them. These laws are sometimes referred to as sovereign immunity, or state tort claims acts. Expect short deadlines for claims and lawsuits against municipal bus companies, though they differ from state to state. They usually include claim notice deadlines for notifying the municipal transportation company of the facts and circumstances surrounding an accident. A personal injury lawyer can assist you with this process. Failure to properly complete or file the claim notice can result in dismissal of a personal injury lawsuit against a municipal bus company.

Damages

If a person files a proper and timely claim notice and lawsuit, he or she is still likely to face a damages cap, no matter how serious his or her injuries might be. Damages caps are set by statute, and they can be as low as $100,000. What a cap might be depends on the state in which the accident occurred.

Passengers injured in bus accidents, and the families of those who perished in them, might be eligible for damages to compensate them for their accident-related losses. Remember that the applicable time periods for seeking compensation are usually short. Contact a personal injury lawyer such as the Truck Accident Lawyer MD locals trust, as quickly as possible after suffering an injury or losing a family member in a bus accident.

Frederick J. Brynn LawA special thanks to our Author at Fred Brynn Law for their insight into Personal Injury.

What is spousal support? | Okun, Oddo & Babat Law

In domestic relations and family law, spousal support is money or other assets that a court has ordered one former spouse to pay to his or her former partner. As will be discussed below, awarding spousal support can be a very complex matter and calls upon the court to exercise both compassion and fairness when considering this matter. We will begin this brief review by looking at the issues that will be addressed in a spousal support request.

During a marriage one spouse will typically be the major wage earner. Spousal support is financial support awarded to one spouse after a divorce or dissolution of a domestic partnership proceedings. In most cases, the primary wage earner will be required to pay such support to the other spouse. Spousal support differs from alimony in two important ways.

  • Alimony is awarded only after the divorce of a couple who were legally married according to the laws of their resident state.
  • Spousal support may be awarded during a period of separation prior to, and after, a divorce and/or dissolution of a domestic partnership.

Because state laws are rapidly evolving in response to recent Supreme Court decisions regarding same-sex marriage, couples seeking a dissolution of a same sex marriage should consult a family law and divorce lawyer Bloomington IL relies on who is familiar with the applicable state domestic relations law.

Spousal Support Payments

The dollar amount, duration of payments, and any other conditions regarding spousal support will be determined according to the laws of the state where the divorce or dissolution of a domestic partnership case will be heard. Although there can considerable differences among states, most have followed the guidelines set forth in the Uniform Marriage and Divorce Act.

The guiding principle of law in spousal support cases is that of equity. This means that neither spouse should be penalized economically or socially by the terms of the final divorce order. In general, the Uniform Marriage and Divorce Act suggests that the courts should consider the following factors when determining the terms of spousal support:

  1. The age, health, and current financial status of the former spouses. This recommendation says that the court should consider the overall ability of each spouse to enter, or remain, in the workforce as well as each spouse’s available resources to remain self-sufficient during the transition to single life.
  2. The length of time, and the cost of training, the recipient of spousal support will need to become self-supporting. If a spouse lacks the education or vocational training to become self-supporting, the other spouse should be required to pay at least a portion of the costs of such education or training.
  3. The couple’s standard of living during the marriage and the length of the marriage. It is also suggested that the joint wealth of the couple be divided based on each spouse’s contributions during the marriage, and in a manner that will allow each spouse to maintain a standard of living that is consistent with that previously enjoyed.
  4. The ability of the support-paying spouse to support the recipient while supporting themselves. Finally, the courts should consider the financial impact of a support order on the paying spouse and any support should not cause undue financial distress to the supporting spouse.

Spousal support can be awarded prior to or after a divorce and may be awarded temporarily or permanently depending on the wisdom of the court. Since family law is undergoing rapid change in this matter, it is vital that both parties obtain legal counsel in order to protect their interests while this issue is considered by the court.

Pioletti & Pioletti LawThanks to our friends and contributors from Pioletti & Pioletti for their insight into spousal support.

Your Legal Options When Your Child Is Injured in a Public Pool | Okun, Oddo & Babat

Going to the swimming pool is one of the best parts of summer for many children. Unfortunately, it only takes one accident to see your child seriously injured or potentially dying either due to drowning or some other injury. Swimming pool injuries are quite common, and the US Consumer Product Safety Commission estimates that approximately 5,000 people a year seek treatment for injuries that occur at a pool. It is important that parents be aware of their legal rights and what options are available to them.

Filing a Lawsuit for Swimming Pool Injuries

Injuries that occur at a public swimming pool are governed by the laws of the state where the accident occurred, and each state has its own specific laws related to personal injury cases. Depending on the circumstances surrounding the injury, you may be able to sue the pool owner to receive compensation to cover the costs of medical bills, pain and suffering, etc. However, the fact that the laws vary from state to state means it is essential that you discuss your options with an experienced lawyer, like a personal injury or in the worst cases a wrongful death lawyer Phoenix AZ relies on,  as soon as the injury occurs.

The Statute of Limitations

Each state has its own statute of limitations governing personal injury cases. You must file a personal injury lawsuit within a specific time period or else lose your right to seek compensation from the at-fault party. It is important to note that the statute of limitations is different for injuries that occur on government property. In this case, if the accident occurs in a city, county, or state-owned pool or facility, you may only have 90 days to file a claim instead of several years for accidents that occur on private property.

The Types of Liability Claims

The specific cause of the injury will be an important factor in determining the type of lawsuit. Generally speaking, there are three different types of liability claims that can be filed in personal injury cases, and the circumstances surrounding the accident will determine the type of lawsuit you need to file.

  1. Premises Liability Claims

Public pool owners have a legal responsibility to ensure a safe environment and are required to undertake any necessary maintenance to ensure that the property and equipment are safe and in good condition. Otherwise, any accidents that occur could open the pool owner up to a premises liability claim. For instance:

  1. An improperly repaired pool deck caused a slip and fall accident.
  2. A broken ladder caused serious cuts or a falls.
  3. Poorly maintained life-saving equipment leads to a drowning or a serious injury.
  4. Fencing and locked gates were not in place to prevent your child from entering the pool when a lifeguard was not on duty and your child was injured or drowned while using the pool.
  1. Negligent Liability Claims

Similar to premises liability claims, negligent liability claims are for situations where an injury arises out of carelessness on behalf of the pool owner or any of its employees. Common examples include:

  1. A lifeguard fails to watch the pool properly.
  2. There are no warning signs posted for potentially hazardous conditions.
  3. Failure to have proper life-saving equipment onsite.
  1. Product Liability Claims

There are also situations where an injury might not be caused by any fault of the pool owner or its employees, but rather by faulty or poorly designed products and equipment. If it is determined that your child’s accident was a direct result of a poorly designed pool or drain cover, faulty ladder, improperly designed or installed water slide or any other equipment issue, you will need to file a product liability lawsuit against the manufacturer of the product. Unfortunately, product liability cases are often far more difficult to prove that negligence or premises liability claims, which means it is even more important that you seek the assistance of an experienced lawyer.

 

Sadly, pool injuries are all too common. No matter how many steps an owner may take to prevent injuries, there is always a chance that they will occur. However, if your child’s injury occurred as a result of negligence on the part of the pool owner, or due to a faulty product or equipment, it is essential that you understand your legal rights. A personal injury lawyer can help you file a lawsuit with the goal of receiving compensation for your child’s injury.

Kamper Estrada LawThanks to our friends and contributors from Kamper Estrada, LLP for their insight into personal injury practice.

How Long Does It Take To Receive Child Support Payments?

 

As if going through a divorce isn’t already stressful enough, the process becomes more complicated when children are involved. One factor both parties have to consider is child support and the time it may take to receive payments. Unfortunately, the more complicated and messy the custody battle is, the longer it may take to receive child support payments. Contacting an experienced attorney such as the child custody lawyer Peoria IL locals have been trusting for years is highly advised.

How Do Child Support Payments Help Children?

Raising children these days can be very costly. Children require, clothing, shelter, food, education, medical care, and various other needs. This is why child support payments are important. They can alleviate some of the stress off of the custodial parent. Child support payments also help out with supplementary costs, such as extra curricular activities for school, hanging out with friends, summer camp, etc. All of these examples listed help children lead normal, healthy lives.

Sadly, there are some parents who do not make payments for child support like they are legally required to do. This includes making late child support payments or not paying at all. If you have not received any payments from your ex-spouse, there are a few things you are able to do. Contact a family lawyer to help you navigate through different options and help you collect the payment your child needs.

Enforcing a Court-Ordered Child Support Obligation

Do not feel dismayed or discouraged if you have not received child support payments from your ex-spouse. There are many equipped and experienced entities available that can help you get the payments to help take care of your child. See below for the following examples.

  • Garnishment of Wages. If your ex-spouse is employed, wage garnishment is an efficient way to collect late child support payments. However, things can become complicated if your ex-spouse changes his/her place of employment often or is self-employed.
  • Tax refunds. If you are aware of the large tax refund your ex-spouse is supposed to receive, you have the power to make arrangements for that refund to be sent to your house. Then, a family lawyer can evaluate your situation and conclude if there is a possibility for you to receive your ex-spouse’s tax return money to pay for missed child support payments.
  • Revoking driving privileges. In certain situations, a parent can have their driving privileges revoked for not paying child support.
  • If your ex-spouse refuses to make child support payments, the court could order him or her to serve time in jail.

 

Smith and Weer P.C. LawThanks to authors at Smith & Weer P.C.  for their insight into Family Law.

5 Things You Do To Cyclists You Had No Idea Are Illegal

You may be surprised to learn that the first ever traffic accident took place in 1896, on the streets of New York, when a car crashed into a bicycle. Back then, bicycles were fewer in number, and only a handful of people owned cars, so there was a small probability of the two being in an accident. Nowadays, however, there are more than 250 million registered vehicles in the United States. 16 million bicycles are bought every year. As a personal injury lawyer Delray Beach FL can explain, about 700 Americans die and 45,000 are injured annually in accidents involving bicycles and vehicles.

There are several things that most vehicle drivers do not know they do to bicyclists that are illegal and can result in fatal accidents. Here are some common things you must know to ensure that you do not end up doing anything illegal and hitting a cyclist.

  1. Using a Bike Lane to Park your Car

A bike lane is created for a purpose, which is definitely not for the parking of cars, not even for a few minutes. When you do so, it leaves cyclists no choice but to swerve into the road. Sometimes cyclists maneuver unpredictably into traffic lanes because the bike lane has been blocked by a parked car. Due to this, accidents take place as vehicle drivers are not expecting a bicycle to suddenly appear in their lane.

  1. Driving your Car Too Closely

Cyclists are required to ride on the right side, and it is mandatory for drivers to maintain a certain distance to avoid collision. There is a law, known as the Three Feet For Safety Act, which requires vehicle drivers to keep a distance of 3 feet from the cyclists, no matter where they are riding. This rule applies when a rider exits a bike lane.

  1. Cutting Into the Path of a Cyclist when Turning Right

Making a right turn without checking whether there are any pedestrians or cyclists passing by is not only unsafe, but it is also in violation of several rules of the road. Typically, a rider going straight has the right of way when you are turning right and it is your duty to stop and give them way. When you speed up to make a turn and cut into the path of a cyclist, you are cutting them off, in addition to breaking the Three Feet For Safety rule.

  1. Exhibiting Violent or Hostile Behavior

It is against the law to be violent with another person or threaten them with physical harm. If you are engaged in such behavior, you may be charged with assault, and have to pay penalties and fines. Under any circumstance, you are not allowed to threaten or cause bodily harm to a cyclist. Some cyclists nowadays have a camera attached to their helmet or other gear to record their commute, which they can also use to document the hostile behavior and have you arrested.

  1. Telling a Cyclist to Ride on the Sidewalk

Cyclists are not allowed to ride on sidewalks, as they cause danger to pedestrians. However, some drivers demand that cyclists to get off the road and ride on a sidewalk. This is an illegal practice in almost every state, and you should avoid doing this. Sidewalks are for pedestrians, not for bicycles. Cyclists have every right to ride on the road. Remember the saying – “share the road.”

Keep these five things in mind when driving to avoid accidents with bicyclists, and to avoid the possibility of being sued for an accident.

Law Office of Eric H. Luckman, P.AThanks to our friends and contributors from the Law Office of Eric H. Luckman, P.A. for their insight into auto accident claims.